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9 Money Rules I Wish Somebody Taught Me at 20 1. Invest first. Spend what’s left. Most people pay bills, buy shyt they don’t need, then invest whatever’s left… which is usually nothing. Pay yourself first. 2. Stop trying to look rich. Start trying to become rich. The designer fit gets likes. Assets buy freedom. 3. Every raise should come with a bigger investment. Every time you make more money, buy more assets. Don’t let lifestyle inflation steal your future. 4. Your HYSA isn’t your investment s